Yvonne Wilcox Pen Name Network News: Let's Talk About Credit Inquiries - What's the deal with inquiries?

Let's Talk About Credit Inquiries - What's the deal with inquiries?

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Hard inquiries

Happen when a lender or credit card issuer looks at your credit to make a lending decision. This can lower your credit score.

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Soft inquiries

Typically occur when a person or company checks your credit as part of a background check. This kind of inquiry won't affect your credit score.

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